Please show me where i said that the Beloit Tournament was tough last year! At no time did i ever make that comment! It is sad that you have to twist peoples words around just because you don't agree with them! One more time, when some one asks for an opinion, they have a right to say what they feel. If you dont agree, fine, but this wasn't a life and death poll. People say what they feel, and they shouldn't have to be questioned by someone of your supposedly self esteemed stature! ( By the way, my 401K did well last year too, and it bites this year, but what that has to do with an opinion poll beats me!)